Practical Funding Solutions has some of the best rates and terms for  Real Estate Investors that are active in the “Buy& Flip / Buy & Hold  industry.


Residential / Commercial Funding Requirements, Terms and Rates:
a cool fifty thousand

Residential Project Requirements:

  1. L.L.C. / Articles / Bylaws / Operating Agreement
  2. Executive Summary (s)
  3. Purchase Agreement From Seller
  4. last 2 years  tax returns
  5. Financial Statement / 2 months bank statements (personal/business)

Each deal is case-by-case basis, However P.F.S. Lenders will only issue Loan To Value (LTV) of 65-80% . Investor will need to provide 20-35% in cash or equity. Investor will also be responsible for origination points, closing costs and fees.

For investors that are interested in up to 100% financing Practical Funding Solutions will allow investors to cross calladeralize. Existing R.E.O. Property. Properties must be “free & clear”, non owner occupancy or tax leins.

Terms / Rates /Closing Costs:

12-24 months /10-  12% interest only (non amortized) no pre payment penalty

3 -5 points origination fee / standard closing costs/fees


Residential/Commercial  A.R.V. Rates and Terms:

65 -70% A.R.V. /Minimum 20% down / origination points dependent on credit review / 10-12% interest 12-24 months. Requirments same as L.T.V. program


Practical Funding Solutions has been labeled as “The Leader in Business to Business Capital Lending”.  A look at our rates and terms and you will know why…

R.E.O. cross colladeralization for up to 100% financing  also applies on commercial projects.


Long Term Commercial Lending  / Rates / Terms:

65 to 85% of L.T.V. or Purchase Price (whichever is lower)

Preferred rates start at 4.25% amortized for a term of 25 years

Rate fixed at 5 years with 3 year pre paynent penalty

Existing R.E.O (free&clear) will be considered for cross colladeralization for possible 100% financing

3-4 origination points / standard closing costs and fees at closing


With all secured loan programs Practical Funding Solutions will require our standard deposit of 495.00.    This deposit will be necessary to secure our position with the client and our assigned lender during processing and will be refunded to the client at the closing of the loan. Click the button below to begin our services. Thank you.